3. Desired term period for this coverage?
                      10  15  20
Term period:The initial period of time for which a policy is issued. Typical term periods are 10, 15 or 20 years. At the end of the term period, the coverage ceases.
Not sure? We recommend you get coverage for the times you need insurance the most, during the years your children are still in school (including college) or until you plan to retire. (See FAQs.)